Recreational Vehicle (Toy) Insurance
Work hard, play hard… that’s what this coverage is all about. You’ve dished out the cash to have some of your favorite things at your beck and call. Now, you need to make sure they are covered too. From ATVs, snowmobiles and golf carts to classic cars, boats and jet skis, Heitmann Insurance Services will help you find the right plan at the right price by tapping into our network of top-rated insurance carriers. You’ll be surprised how little these great insurance plans cost.
What does motorcycle insurance cover?
You can choose from liability, motorcycle damage or both to protect your motorcycle adventures. Some optional endorsements included uninsured motorist passenger liability, sunny day feature, increased limits for custom motorcycle parts, safety apparel coverage and motorcycle towing and labor expense coverage. Heitmann Insurance Services also has quite a few motorcycle insurance discounts available too!
Which insurance plans should I look at for a recreational vehicle?
First, we need to identify what a recreational vehicle is. Snowmobiles, golf carts, and all-terrain vehicles fall into this category. Coverage available for RVs is similar to auto insurance and include bodily injury, property damage, medical payments, uninsured motorists, and physical damage coverage. RV insurance also has several discounts available to help lower your premiums.
Does boat insurance cover all boats?
Most recreations boats—sailboats, outboard boats, inboard/outdrive boats and certain inboard boats---are covered under our boat owners insurance plans. Typical boat insurance options you have to choose from include physical damage, liability, medical payments, and uninsured boaters.